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  Automobile Insurance

Get so much more than exceptional auto insurance coverage at great rates. Get the peace of mind that comes from knowing an accident or repair won't disrupt your busy life.
  • RecoverCare
  • Lifetime Car Repair Guarantee
  • No-Drop Promise
  • 24/7 Insurance Claim Hotline
  • Car Replacement
  • Auto Insurance Upgrade Features
  • First Accident Forgiveness
  • Disappearing Deductible
  Homeowners Insurance

Make sure you're protected - request a homeowners insurance quote today. Find out how you could save on coverage that goes above and beyond that of many other homeowners insurance carriers.
  • 100% Protection Plan
  • "New for Old Protection of Your Possessions"
  • ProtectorPLUS Homeowners Deductible Forgiveness
  • 24/7 Homeowners Insurance Claim Hotline
  • Special Protection Packages
  • Scheduled Personal Property
  • Earthquake Coverage
  • Flood Insurance
 
         
  Boat and RV Insurance

Boat Insurance
Boat insurance covers many kinds of boats, so even if you're looking for specific coverage-like personal watercraft insurance, jet boat insurance, sailboat insurance, fishing boat insurance, or house boat insurance- a boat insurance policy is what you need.

RV Insurance
RV insurance can protect your investment from top to bottom. With RV insurance, you can select many types of coverage, including Vacation Liability, Full Timer's, Emergency Expense and more. Your RV insurance policy can also protect your traveling companions and your valuables when you're on a trip.

With so many options, we provide you with the information you need to help you choose the best coverage for your boat, personal watercraft or RV.
  Umbrella Policies

Extra Protection Where Other Policies Leave Off
If you're faced with a major liability claim, your auto and home insurance liability coverage may not be enough. Umbrella policies offer you the extra liability coverage you need to ensure that you and your valuable assets are protected.

How it Works
Umbrella insurance provides additional liability insurance coverage after the limits of your underlying policy are reached. For example, if several people were injured as a result of an auto accident and you are found to be at fault, the cost of their medical treatment could exceed your liability limit. But if you had umbrella insurance, those additional costs can be covered.

Umbrella insurance policies can vary depending on your situation and your individual needs. Contact us today to learn if personal umbrella insurance is right for you.
 
         
 

  At Universal 1st Insurance Services our mission is to provide our customers with the best insurance protection at the most competitive rates, supporting their needs with unyielding integrity and unparalleled customer service. Established in 1989, Universal 1st Insurance Services is an insurance agency and brokerage. We offer you more personal service with personalized advice to find the best coverage to suit your specific needs.
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