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About Us

Established in 1989, Universal 1st Insurance Services is an insurance agency and a brokerage firm that specializes in personal, commercial, life and health insurance products and services. With 16 years experience in the field, we pride ourselves on the ability to offer quality coverage at competitive rates. Personal commitment, integrity and experience is what Universal 1st is built on. With our customers’ protection in mind we deal only with reputable carriers. Since we are not tied to one company for our commissions we act independently in our clients’ best interest.
We analyze customer needs, make a cost comparison and recommend the best company and coverage for their specific needs and objectives with no obligation.

We are proud to boast a client list that exceeds 5000 businesses and individuals throughout California. We embrace diversity and serve the needs of our multi-lingual clients by communicating in English, Filipino, Russian and Armenian.

Our products
Universal 1st Insurance Services prides itself for offering vast varity of insurance products and other financial services that include but are not limited to the following:
• Personal Auto Insurance
• Homeowners and dwelling fire insurance – houses, condominimums, renters, etc
• Boat, yacht, motorcycle insurance
• Personal umbrella insurance
• Commercial auto insurance
• Commercial property insurance
• Commercial general liability insurance
• BOPs and other commercial package policies
• Workers Compensation Insurance
• Bonds – surety, indemnity, fidelity
• Health and disability insurance
• Life Insurance

Our mission
To provide our customers with the best insurance protection at the most competitive rates, supporting their needs with unyielding integrity and unparalleled customer service.
 
 
 Health/Life
 Auto
 Homeowners
 Business
Medical insurance plans from over 140 leading health insurance companies nationwide
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Insure your car, boat, RV, motorcycle, and more. Our reps will help you find the best coverage for you.
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Protect your home from fire, earthquake, flood, and more. Universal 1st Insurance Services will make it easy.
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Whatever your business needs Universal 1st Insurance Services can tailor a plan that fits your needs.
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