Accidents can and do happen to the best of drivers. No one person is immune to the hazards presented on the roads. Dangerous situations are frequently presented to drivers - harsh weather conditions, irresponsible drivers (texting while driving), and mechanical issues to name a few. Insuring your automobile will act as a safeguard against a financial crisis if you cause an accident.

Here are some issues to consider when shopping for Auto Insurance...Like:

• What does car insurance cover?
• Is everyone in my family/household covered?
• Are there discounts?

Most of us like the independence of being on the open road - yet with that independence comes aparticular set of responsibilities. That is why the squad at Universal 1st Financial Group is proud of the exceptional customer support and fact that we could go outside the conventional insurance coverage offerd by other companies. Universal 1st Financial Group can help you find the coverage that fits your driving needs. We are sensitive to all of you're auto insurance issues and will compare policies and rates to find what's right for you! Fill out the free online insurance form to receive information today!

Universal 1st Financial Group has a more personal approach when providing you homeowners insurance protection. We want to be your go-to insurance agent for all of your insurance needs, whether you’re purchasing a new home insurance policy or you want to adjust your current coverage to keep up with your ever-changing needs and life.

Buying a home is a huge financial and personal investment, shouldn’t it be protected?

Purchasing Homeowner’s Insurance is not something to rush through, and the agents at Universal 1st Financial Group will take the time to understand you and your family’s needs. It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask our agents to talk about what is covered, and be sure to read your policy so you know exactly what's included and what is not.

Homeowner’s Insurance is important for any homeowner, there’s no doubt about that. Whether you’re buying your first home or building your dream house, you need to take the right steps in protecting your home and your family from risk. For more information on Homeowners Insurance contact,Universal 1st Financial Group at 818-546-2200 or fill out our online form for a FREE Homeowners Insurance Quote today.

Securing a business insurance policy for your company is the most important thing you can do to protect it from common lawsuits and financial liabilities. Whether you have a one man start-up business or a multi-million dollar operation, Universal 1st Financial Group will insure your company from top to bottom.

• Property and Casualty
• Business Interruption
• Workers Compensation

The best way to make an informed decision about which coverage's your business needs is to talk to a commercial insurance expert. Let Universal 1st Financial Group be that expert! Since we have years of experience insuring commercial business's, as well as dedicated agents eager to help, you can trust Universal 1st Financial Group to protect your business from the many risks it faces on a daily basis.

If you would like an analysis of your business’s current insurance coverage or need to secure a business policy right away, Universal 1st Financial Group can help. We will find you the best coverage’s available so you can feel secure knowing your business is covered. Contact us right now for a free consultation.

Nobody plans to get hurt or sick. They don't intend on having to pay for high medical bills, expensive doctor visits, surgical procedures or pricey prescriptions. Even though you cannot foresee an illness or accident, a Health insurance plan through Universal 1st Financial Group will be there to help you if something unfortunate occurs.

• Doctors visits
• Prescriptions
• Surgical procedures

As health insurance remains an extremely important aspect to your wellbeing and your future, the costs of owning a policy are rapidly increasing. Universal 1st Financial Group is dedicated to providing its clients with superior health and life insurance products that will not break your bank account, even when times are tough.

If you worry that paying for the care that an illness or accident requires will bankrupt you, Universal 1st Financial Group wants you to know that a good insurance policy will make paying for necessary medical care less painful. Whether you’re looking for individual coverage, group coverage for a business, long term care, or any other type of health insurance, we will help design an insurance program that works for you.

Life insurance is considered the cornerstone of sound financial planning. A life insurance policy has multifaceted benefits that will protect you and your family from unexpected issues that arise in the future as well as provide potential financial benefits. Life coverage can provide you with the following benefits:

• Replacement income for dependents
• final expenses
• Create a source of savings and earnings

Some types of life insurance can be paid as cash value if the policy owner outlives the coverage term. As you pay your life insurance premiums, the payments will accrue interest over time. This cash benefit can be withdrawn or borrowed at the owner’s request.

For more information on Life Insurance contact, Universal 1st Financial Group at 818-546-2200 or fill out our online form above for your FREE Life Insurance Quote today.